Here are the 6 pages needed to fill out and send in to your lender which will trigger them seeing if you can qualify for the Home Affordable Modification Program (HAMP). All you need to do is print them out, sign them and then call your lender to see the best way to get this data to them.  Lender HOTLINE phone numbers are:    hamp

Page 1: Request for Modification and Affidavit (RMA)
Here is all of your personal information plus a simple Hardship Affidavit

Page 2: Income/Expenses for Household.  Here you need to be sure you put all household and living expenses.  The form they have for this is very limited, so I will also include here our financial form, so that you can fill in both and add any fields with expenses from ours that are not on the HAMP form into the ‘other’ field.

Page 3: Acknowledgment and Agreement.  Read and all borrowers must sign.

- Call HOPE Line with Questions: 888-995-HOPE  - - -

Page 4: MHA Hardship Affidavit.  Put any additional points on your Hardship here on this page, which is referred to on the Hardship Affidavit on the bottom of Hamp5.

Page 5: MHA Hardship Affidavit.  This is another Affidavit form, similar to hamp1, which also requires information for Government monitoring purposes to ensure protected classes are serviced.

Page 6: This is ANOTHER Acknowledgment and Agreement Form.  Please fill this in too.

0-financialform -  You can total expenses other than debt and place in the ‘other’ in Column 2 and put ’see attachment A’ on the line provided for description of ‘other’ then attach an attachment ‘A’ with any expenses itemized here that were totaled under ‘other’.  Or you could simply call the lender and ensure they input all ‘other’ expenses into their system for you - so that they have this.

Over to you and Good Luck!!  If you have a lender number for loan modification hotline not listed here, please feel free to send me an email at connie@ForeclosureFreedomNetwork.com and I’ll update the site.

All the best!

Connie Saunders
[Connie Saunders is a licensed California Realtor and the founder of Foreclosure Freedom Network, a Sunland company who has helped hundreds of people across the nation with their home loans to modify or Short Sell and has a weekly Radio Show every Thursday at 2PM on KCAA 1050 Radio.]